Borrower Screening
Check Eligibility Of Customer
Check Property Market Value
Avoid Losing Down Payment
Mortgage Advisory on Cost & Fees
Explain S&P & EPF Procedures
Explain costing + Budgeting for S&P /Loan Agreement
Explain Costing on Valuation Fees
Identify Loan Packages to Suit Borrowers Needs
BLR Trend
Fixed Rate vs. Floating Rate
Conventional vs. Islamic
Loan Application
Prepare Documents & Submit for Approval
Negotiate Rates
Co-ordinate with S&P Solicitors & Bank & Valuers
Loan Offer Analysis
Analyze Letter Of Offer (LO)
Do comparison & provide recommendation
Loan Acceptance
Sign Letter Of Offer (LO)
Follow up for Loan agreement
Execute & Sign S&P & Loan agreement
Loan Execution
Update & Feedback to Client
Follow up with Solicitors & bank on loan drawdown and valuation report.
Contract Financing